We provide a wide range of professional services to meet your needs. We promise to provide every service with a smile, and to your highest level of satisfaction.
At Peoples Home Loans, Inc., we understand that purchasing a home is one of the biggest decisions you’ll ever make. That’s why we are dedicated to providing our customers with the most competitive mortgage rates and personalized services tailored to meet their individual needs. Our experts have the expertise and experience necessary to ensure that you receive the best terms for your loan process. We service the entire state of Rhode Island, so you can rest assured knowing that our team has everything you need to make your dream come true.
Peoples Home Loans, Inc understands that securing the right home loan is an integral and personal step in your life. We strive to provide our clients with customized mortgage solutions along with outstanding customer service. Our dedicated team of financing professionals possess a wealth of knowledge on mortgages, so you can be sure you’re getting the best advice and options available.
At Peoples Home Loans, Inc., we provide loan products that are tailored to meet individual financial needs. Our goal is to ensure borrowers understand their options, so that they have the ability to choose the best loan they can afford with 12-month rate lock confidence. We always strive to get customers qualified at the lowest rate possible while taking into account their overall personal objectives.
When you choose Peoples Home Loans, Inc., you'll get top notch service from start to finish. Our experts are here to guide you through each step of the process and answer any questions as they arise. We also believe in providing education rather than simply selling products so that veterans can have an understanding of their mortgage options when making the right decision for them and their families.
Conventional Loans
FHA, VA, and USDA Loans
FHA 203K Rehabilitation Loans
FHA No Money Down / National Grant Program
Fannie Mae Home Ready
Freddie Mac Home Possible
Jumbo, Super Jumbo, & Non Conforming
Low Down Payment Investment Property Purchase Loans
Low Down Payment, No PMI-Mortgage Insurance
Low Credit Scores OKAY
No Income & No Asset Verification
Home Equity Lines & Loans
Licensed by State of Rhode Island, Department of Business Regulation, Banking Division, RI Mortgage Broker #20183634LB
Licensed by Commonwealth of Massachusetts, Office of Consumer Affairs & Business Regulations, Division of Banks, MA Mortgage Broker #MB1718957
Licensed by Florida Office of Financial Regulation, FL Mortgage Broker #MBR3069
Peoples Home Loans, Inc NMLS# 1718957
We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help.