Call us today at (401) 885-5300

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Your Local Mortgage Brokers

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Need help with your mortgage process? 

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While offering high-quality brokerage services, our aim is to provide our consumers with the absolute most competitive interest rates and low closing costs, as we mentor and educate them throughout the mortgage process. PHL exhibits a professional environment, promoting a challenging atmosphere, one respectful of ideas and individuals.  Through our superior personalized service to buyers, we pride ourselves on the fact that we will acquire 85% of our business from a referral-network of realtors, 15% from repeat customers, family and friends.                                         




Conventional Loans, 

FHA, VA, and USDA Loans, 

FHA 203K Rehabilitation Loans

FHA No Money Down / National Grant Program

Fannie Mae Home Ready

Freddie Mac Home Possible

Jumbo, Super Jumbo, & Non Conforming

Low Down Payment Investment Property Purchase Loans

Low Down Payment, No PMI-Mortgage Insurance

Low Credit Scores OKAY

No Income & No Asset Verification

Home Equity Lines & Loans



  Peoples Home Loans, prides itself on it's outstanding mortgage origination service serving the needs of Real Estate Professionals, Real Estate Investors, Individual Home Buyers, Homeowners, CPAs and Financial Planners. With a full gamut of mortgage programs and products, we are dedicated to offering the best-fit mortgage to our perspective clients, advocating a competitive price in an educational manner. Our Primary Objective is to offer comprehensive mortgage brokerage services, with a focus on providing personal and specialized service to meet our client’s particular needs. We are constantly developing a corporate identity in our targeted market area, of being one of the top mortgage brokers in the industry, focused on Purchase Money Loans with a great determination devoted to consumer advoca

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Licensed by State of Rhode Island, Department of Business Regulation, Banking Division, RI Mortgage Broker #20183634LB - Licensed by Commonwealth of Massachusetts, Office of Consumer Affairs & Business Regulations, Division of Banks, MA Mortgage Broker #MB1718957 - Licensed by Florida Office of Financial Regulation, FL Mortgage Broker #MBR3069

Peoples Home Loans, Inc

247 Main Street, East Greenwich, RI 02818

OFFICE: (401) 885-5300 Fax: (401) 885-5301 Jarod: (401) 533-1303 Ron: (401) 474-5884


Monday - Friday: 9am - 5pm

Saturday: By appointment

Sunday: By appointment